Your advantages from PROVISIT-VISUM

What are the main aspects to know regarding insurance cover for your temporary stay in Germany or Europe? We have compiled a list for you that includes the key advantages of PROVISIT-VISUM.

Advantage 1: Perfect insurance cover for Schengen visa

Visitors from countries requiring a visa who apply for a Schengen visa are well advised with PROVISIT-VISUM. The insurance combination PROVISIT-VISUM fully complies with all requirements of the Council of the European Union. The policy PROVISIT-VISUM provides unlimited coverage of medical costs, thus exceeding the required coverage of 30,000 euros.

Advantage 2: Insurance coverage meets official standards

Insurances for foreign guests need to fulfill many requirements. Some of the specifications which have to be observed are the regulations of the European Commission, the “Freizügigkeitsverordnung/EG” and Germany’s right of residence. Besides other specifications, PROVISIT-VISUM meets these regulations and has established itself as a reliable and approved product.

Advantage 3: Protection for visitor and host

Many foreign visitors come to Germany on invitation. Often the immigration authorities requests the host to fill in the so-called Obligation Declaration for the Visa application. The person inviting declares liability for his guest and can be relied upon by state authorities, for example if high costs occur through hospitalization, no insurance exists and the visitor does not have the financial means to pay for these costs. By concluding PROVISIT-VISUM the financial risk is significantly reduced. You have full access to the contract and therefore know exactly what costs are insured and when. For that reason it is the hosts in many cases, who take out our insurance.

Advantage 4: Coverage in Europe

PROVISIT-VISUM insurants can arrange their stay abroad flexibly. Without any concerns and restrictions, they can travel to Germany and all other countries of the European Union (EU) as well as to Liechtenstein, Norway, Switzerland, Iceland, Andorra, Monaco, San Marino and Vatikan City.

Advantage 5: Health insurance without deductible

"Deductible" means that the insured person is obliged to cover a part of the treatment expenses. For example, a "deductible of €25 per insured event" means that you have to pay €25 of the medical bill yourself in each case of illness. The health insurance of PROVISIT-VISUM does not comprise a deductible.

Advantage 6: Comprehensive cover possible

In addition to a travel health insurance policy, PROVISIT-VISUM offers the possibility to purchase all-round coverage. Besides a comprehensive travel health insurance, the all-round coverage includes an accident and a personal liability insurance.

Advantage 7: Easy to purchase online with immediate confirmation

It only takes a few minutes to purchase PROVISIT-VISUM through our secure server. You will then receive the following documents:

• an insurance certificate for your records and for submission to public authorities, as well as
• an "Ärzte-Info-Ticket" (medical info card) for direct billing with the physician.

Advantage 8: Direct billing with doctors and hospitals

You will receive a medical info card (Ärzte-Info-Ticket) together with your insurance certificate. If you provide this ticket to your doctor or to the hospital, we can settle the billing directly with the doctor or the hospital.

Advantage 9: Daily premium

The premium of PROVISIT-VISUM depends on the duration of the trip and the specific daily premium of the chosen insurance scope. We will then calculate your exact premium depending on the number of days you stay abroad.

Advantage 10: Exact insurance period calculated to the day

Your policy becomes due for payment at the conclusion of the insurance contract. Premiums are calculated depending on the duration of your stay abroad. Should you return early from your stay abroad, you can cancel your contract here. We will then calculate your exact premium depending on the number of days you stayed abroad. You only pay for the actual period of insurance. No service fee will be charged for this reimbursement.

Advantage 11: One-stop solution

With PROVISIT-VISUM, you have exactly one contact partner. Consultancy, contract handling, payment processing and claims settlement will be dealt with by our staff.